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Human Resources Employee Benefits FAQ

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  • Human Resources 457(b) Deferred Compensation Plan FAQ

    • Is there a choice of Deferred Compensation providers?

    • What are some of the 457 (b) plan features?

    • What happens to the money I contribute?

    • What is a Deferred Compensation Plan?

    • What is the maximum which may be contributed towards a Flexible Spending Account (FSA) for 2017?

    • Where may I obtain more information on the 457(b) deferred compensation offered?

  • Human Resources Benefits Cancellation FAQ

    • May I cancel coverage outside the annual benefits open enrollment?

  • Human Resources COBRA FAQ

    • How will I and my qualified beneficiaries be notified of my COBRA rights?

    • What is COBRA?

    • Where may I obtain more information on COBRA?

  • Human Resources Dependent Eligibility/Required Documentation FAQ

    • What are the criteria for dependent children ages 26 ‐ 30 to be eligible for group medical coverage?

    • Who are my Eligible Dependents and what documentation is required as proof of eligibility?

  • Human Resources Employee Benefits FAQ

    • What are premium surcharges?

    • Where may I find more information on Flexible Spending Account (FSAs), reimbursement, tax qualified expenses and guidelines?

  • Human Resources GAP Insurance FAQ

    • If I enroll for GAP coverage, will I receive a separate ID card, in addition to the Cigna ID card?

    • Must I enroll for GAP coverage if I enroll in Cigna medical plans?

    • Upon accessing medical expenses, must I present the GAP ID card along with my Cigna ID card?

    • What are the maximum GAP limits for the Cigna plans?

    • What is GAP coverage and what company administers it?

    • What types of medical expenses may GAP coverage be used for?

    • Where may I obtain information on GAP insurance?

  • Human Resources Health and Wellness Center FAQ

    • May I take my enrolled dependent children, at least age 6, to the Health and Wellness Center for their school physicals at no cost?

    • May my dependent(s) use the Health and Wellness Center?

    • Where may I obtain more information on the Health and Wellness Center?

  • Human Resources Health Care and Dependent Care Flex Spending Account (FSA) FAQ

    • If I am enrolled in the Cigna Choice Fund Plan and the Health Flexible Spending Account (HFSA), may I use my HFSA prior to depleting the funds in the Health Reimbursement Account (HRA)?

    • Is an Flexible Spending Account (FSA) right for me?

    • Is there a grace period after the end of the plan year to use the Flexible Spending Account (FSA) funds?

    • What is a Flexible Spending Account (FSA)?

    • What is the calendar year dollar limits which may be contributed to Flexible Spending Accounts (FSAs)?

    • What types of Flexible Spending Accounts (FSAs) are offered by the City?

  • Human Resources Health Reimbursement Account (HRA) FAQ

    • Do all employees enrolled in the medical plans have an Health Reimbursement Account (HRA) account funded by the City?

    • How do I keep track of the funds remaining in my Health Reimbursement Account (HRA) or obtain more information?

    • How much Health Reimbursement Account (HRA) funding does the City provide for Choice Fund Health Plan (CDHP) participants for the plan year?

    • Is there a separate ID card for the Health Reimbursement Account (HRA)?

    • May the funds in my Health Reimbursement Account (HRA) be rolled over to another calendar year?

    • What is an Health Reimbursement Account (HRA)?

  • Human Resources IRC Section 125 Change in Status Qualifying Events FAQ

    • How do I make a change to my medical/dental/vision/life plan mid-year and what are the timeframes?

    • What if I submit a late request for a change in status qualifying event?

    • What is the consistency rule governing change in status requests?

    • What mid-year (outside of the annual open enrollment period) change-in-status qualifying events allow me to add or delete dependents?

    • When do changes to add a newborn, adopted child or child placed for adoption become effective?

    • When do requested changes become effective?

  • Human Resources Life Insurance FAQ

    • Does the City pay for basic life insurance for employees?

    • May I purchase voluntary supplemental group term life insurance?

    • May I update my life insurance beneficiary?

    • Where may I find more information on life insurance benefits and provisions?

  • Human Resources New Hires FAQ

    • Are all eligible new hires required to enroll for City benefits?

    • Are all employees eligible to participate in group insurance benefits?

    • Is life insurance coverage available and is coverage guaranteed?

    • May I enroll only my dependents for group benefits?

    • What benefits are offered to full‐time employees?

    • What is the deadline to complete paperwork to enroll for group benefits as a new hire and when does coverage start?

    • Where may I obtain the premium contributions for each group benefit?

  • Human Resources Pre-Tax Premium/Imputed Income FAQ

    • Are premiums for adult children ages 26 ‐ 30 and domestic partners/dependent children of domestic partners deducted pre‐tax?

    • What is Imputed Income?

    • What is pre‐tax premium?