Florida Housing Finance Corporation (FHFC) was created by the Florida Legislature more than 25 years ago to help low and moderate income individuals obtain safe and affordable homes.  One of FHFC’s special programs is the State Housing Initiatives Partnership (SHIP) Program.  SHIP funds were established by the passage of the 1992 Sadowski Affordable Housing Act. SHIP funds are distributed to all 67 counties and 51 Community Development Block Grant (CDBG) entitlement cities throughout the State.

City of Fort Lauderdale Launches Online Application for Homeowner Rehabilitation & Emergency Repair Programs

Effective May 1, 2026, the City of Fort Lauderdale is accepting online applications through Neighborly Software for the Housing Rehabilitation and Emergency Repair Programs. These programs assist income-eligible homeowners with critical repairs that address health and safety hazards, code violations, and urgent housing needs.

The Housing Rehabilitation Program provides up to $85,000 for eligible repairs such as roof, window, air conditioning, plumbing, electrical, and accessibility improvements. Assistance is provided as a deferred, interest-free loan secured by a lien. The Emergency Repair Program provides up to $20,000 for very low- to moderate-income homeowners to address urgent issues such as air conditioning and hot water heater replacement.

Income-eligible homeowners in need of assistance maintaining safe and livable housing are encouraged to apply as soon as possible. Funding is limited and awarded on a first-qualified, first-served basis.

Please apply at https://portal.neighborlysoftware.com/CITYOFFORTLAUDERDALEFL/Participant

The City uses SHIP to fund activities that include but are not limited to the following:

• Down Payment / Purchase Assistance for First-Time Home Buyers Purchase Assistance Program Brochure
• Housing Rehabilitation Housing Rehabiliation Reconstruction Program Brochure
• AC & Water Heater Replacement Program (Emergency Repair) Emergency Repair Program