Housing & Community Development and Homelessness
Welcome to the Housing and Community Development Division
The Housing and Community Development (HCD) Division administers and coordinates programs for affordable housing, community development, public service initiatives, and small business assistance that targets and benefits low- and moderate-income residents. HCD is the primary custodian of approximately $10M - $12M annually in Federal and State funding.


HCD funding is disbursed to eligible families and organizations throughout the City and County to ensure the following goals are met:
- Development of activities that will assist the City in the creation of jobs and new businesses
- Funding to eligible agencies that provide job training opportunities for eligible residents
- Increased capacity of non-profit agencies in need of funding for eligible public service activities
- Creation of affordable home-ownership opportunities and support for the creation of rental housing opportunities
City of Fort Lauderdale Launches Online Application for Homeowner Rehabilitation & Emergency Repair Programs
Effective May 1, 2026, the City of Fort Lauderdale is accepting online applications through Neighborly Software for the Housing Rehabilitation and Emergency Repair Programs. These programs assist income-eligible homeowners with critical repairs that address health and safety hazards, code violations, and urgent housing needs.
The Housing Rehabilitation Program provides up to $85,000 for eligible repairs such as roof, window, air conditioning, plumbing, electrical, and accessibility improvements. Assistance is provided as a deferred, interest-free loan secured by a lien. The Emergency Repair Program provides up to $20,000 for very low- to moderate-income homeowners to address urgent issues such as air conditioning and hot water heater replacement.
Income-eligible homeowners in need of assistance maintaining safe and livable housing are encouraged to apply as soon as possible. Funding is limited and awarded on a first-qualified, first-served basis.
Please apply at https://portal.neighborlysoftware.com/CITYOFFORTLAUDERDALEFL/Participant
Need Help Paying Your Utilities?
The City of Fort Lauderdale is launching the Municipal Services Affordability (MSA) Program to help financially burdened households pay for their water, sewer, and sanitation services.
This program is designed to enhance housing stability and ensure all residents have uninterrupted access to essential services. If approved, the assistance is paid directly to your utility billing account.
Do you qualify? You may be eligible if you meet the following requirements:
- You are a Fort Lauderdale resident and are responsible for paying the municipal service bill.
- Your property is within the official Fort Lauderdale city limits.
- Your total household income does not exceed 120% of the Area Median Income (AMI), based on family size (as determined by HUD).
- A single household can receive up to $1,500 in assistance within a rolling twelve-month period.
Please contact Housing and Community Development for more questions and to apply.
Municipal Services Affordability Application(PDF, 445KB)
Housing and Community Development
Phone: 954-828-4527
Email: MSAProgram@Fortlauderdale.gov
Contact Us
Housing and Community Development Division
101 NE 3rd Ave, Suite 200
Fort Lauderdale, FL 33301
954-828-4527